Fees

All fees assessed by Cupre are deducted from the available balance in your Card Account. If your Card Account does not have sufficient funds available to cover a fee, the transaction will be declined. The fees that apply to your Card Account are as follows:

All Fees Amount Details
Get Started
Card Purchase and Initial Load $4.95 One-time fee for card purchase, charged at the time of the initial load to your Cupre Prepaid Visa® Card.
Secondary Card Purchase $4.95 Fee applied to purchase of a secondary Cupre Prepaid Visa® Card.
Monthly Usage
Monthly Fee $4.95 Fee per card occurs monthly on the anniversary date of card activation.
Add Money
Direct Deposit $0.00 Fee applied for direct deposit to card.
Cash Reload (Credit Union) $0.50 Fee applied per reload at participating credit union branch locations. No additional retailer or third-party fees apply for a participating credit union load.
Cash Reload (ReadyLink) $0.00 Cupre does not apply a fee for retailer reloads. The retailers may charge additional fees.
Funds Transfer $0.00 No fee is charged by Cupre to transfer funds from your existing bank account to your Cupre card; however, your financial institution or other third-parties may asses a fee for their service. Consult with your financial institution to learn how to transfer funds between your online banking account and your Cupre Prepaid Visa® Account, and what fees may apply for these services. Depending on the transfer service you select, a fee may be assessed to your online banking account. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination.
Card to Card Transfers $0.00 Fee applied to transfer funds from primary card to secondary card or secondary card to primary card.
Spend Money
Domestic ATM Withdrawal-In Network $0.00 Fee applied for cash withdrawal. “In-network” refers to the Cupre Prepaid Visa® Card ATM Network consisting of Culiance, CUHere, CUHere Select, MoneyPass and Allpoint ATMs. Locations can be found at http://www.culiance.com/atmlocator/.
Domestic ATM Withdrawal $1.00 Fee applied only for those transactions at ATMs outside of the Cupre ATM Network. You may also be assessed a fee by the ATM operator, even if you do not complete a transaction.
Bank Teller Withdrawal $2.50 Fee applied for bank teller withdrawal. Banks may charge additional fees.
Purchase Transaction $0.00 Fee charged when conducting a PIN or Signature purchase at retailers. Retailers may charge additional fees.
Cash Back at Point of Sale $0.00 Fee applied for requesting cash back. Select “Debit” and enter your PIN to get cash back when making a purchase at retailers. Retailers may charge additional fees.
Domestic ATM Decline-In Network $0.00 Fee applied for a decline. “In-network” refers to the Cupre Prepaid Visa® Card ATM Network consisting of Culiance, CUHere, CUHere Select, MoneyPass and Allpoint ATMs. Locations can be found at http://www.culiance.com/atmlocator/.
Domestic ATM Decline $1.00 Fee applied only for those transactions at ATMs outside of the Cupre ATM Network. You may also be assessed a fee by the ATM operator.
Information
Automated and Live Agent Phone Calls $0.00 Fee applied for each customer service contact with a live agent.
Email and Text Message Alerts $0.00 Fee applied for alerts. Standard text messaging rates may apply.
Mobile Application $0.00 Fee applied for the mobile app. Standard data rates and service carrier fees may apply.
Mailed Paper Statement Fee $5.00 Fee applied for each mailed paper statement that is requested. View your statement online at no fee.
Domestic ATM Balance Inquiry – In-Network $0.00 Fee applied for balance inquiry. “In-network” refers to the Cupre Prepaid Visa® Card ATM Network, consisting of Culiance, CUHere, CUHere Select, MoneyPass and Allpoint ATMs. Locations can be found at http://www.culiance.com/atmlocator/.
Domestic ATM Balance Inquiry $1.00 Fee applied only to transactions at ATMs outside of the Cupre ATM Network. You may also be applied a fee by the ATM operator, even if you do not complete a transaction.
Using your card outside the U.S.
ATM Withdrawal – International $1.00 Fee applied for withdrawal. You may also be assessed a fee by the ATM operator.
ATM Decline – International $1.00 Fee applied for decline. You may also be assessed a fee by the ATM operator, even if you do not complete a transaction.
ATM Balance Inquiry – International $1.00 Fee applied for balance inquiry. You may also be assessed a fee by the ATM operator, even if you do not complete a transaction.
Foreign Currency 3% Fee applied for currency conversion. You may also be assessed a fee by any retailers or financial institutions involved in your transaction.
Other
Inactivity Fee $0.00 Fee applied for inactivity on the card.
Replacement Card (Standard Delivery) $5.00 Fee applied per replacement card ordered.
Replacement Card (Expedited Delivery) $30.00 Fee applied per replacement card ordered.
Balance Refund Paper Check $15.00 Fee applied per paper check requested.